top vacation spots for retirees
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Top 5 Vacation Spots for Retirees

Western National Parks The American West is a travel destination like no other. There are mystical deserts, rolling hills, dense forests, different climates and many species of wildlife. It’s certainly a region that you have to budget a considerable amount of time exploring, and you can finally afford that in retirement. Its also a great place to travel via RV, a popular mode of transportation for retirees. Donna Hull, the author of My Itchy Travel Feet (a babyboomers’ guidebook to travel) says, “begin by exploring the hiking trails, glaciers and lakes of Glacier National Park.” “Of course driving the engineering…

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Six Hottest Retirement Destinations of 2017

Thinking about retiring?…These six places are the hottest retirement destinations of 2017!  1. Cape Coral, Florida Ranked as the number one place in America to retire on a number of lists, Cape Coral is a no-brainer. This sunny floridian town boasts a low cost of living and like everywhere in Florida, there’s no state income tax! There’s a thriving senior community, with places to congregate such as the Cape Coral Yacht Club. The city is easily walkable and there’s also excellent public transportation. Superb healthcare is provided at both Lee County VA Medical Center and Cape Coral Hospital. But most…

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The Deception of Junk Insurance

In an article to the New York Times, Julie Arkison thinks back to how things were before the Affordable Care Act created standards and regulations for her health insurance. At the time, the health insurance policy she had, which was from the same health insurance company that covers her now, didn’t cover the costs of doctor visits except for a gynecological exam and a yearly checkup. “I couldn’t even go to my regular doctor when I was sick,” said the 53 year-old, self-employed horseback-riding teacher from Saline, Michigan. Julie’s medical insurance did not cover any of the exams before or…

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Generic Prescription Drugs Offer Seniors Huge Savings

Benistar’s Generic Prescription Drugs Offer Seniors Huge Savings Without medical insurance, the cost of brand name prescription drugs can be quite overwhelming. Brand name medications offer no real benefit versus their generic alternatives. They are virtually the same thing. In order to gain approval from the U.S. Food and Drug Administration (FDA), generic prescription drugs are required to have the same dosage form, strength, active ingredient, and route of administration as their brand-name counterparts. The manufacturers of generic drugs must also demonstrate that theirs drugs are absorbed at the same rate. The only real difference between generic drugs and brand-name…

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Top Health Concerns of the Elderly

Today most Americans can be expected to live longer than ever before. Advances in medical technologies have been enriching and extending people’s lives for the better part of this century. According to the Center for Disease Control and Prevention (CDC), once you hit 65, data suggests that you can be expected to live an average of another 19.3 years. But for many seniors this will include carefully managing chronic health conditions in order to stay vigorous and ahead of the curve. It is vitally important that seniors make healthy lifestyle choices and avoid health related risks. Choices like quitting smoking,…

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Popular Medications for Memory Loss

As we get older (and hopefully wiser) our bodies start to experience strain. This is an unfortunate fact about aging, sometimes the wear and tear of life causes problems in cognitive performance during our golden years. It is important to buy private health insurance with a Medicare drug plan to help cover the expenses of doctor’s visits and medication. While forgetfulness and some short term memory loss can be expected, these things can become a bigger issue when that memory loss disrupts your daily life and creates daily challenges out of ordinarily normal tasks. This is usually a sign that…

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Understanding Medicare Parts A to D

Medicare & Benistar The federal government offers healthcare for post-65 retirees through the national healthcare program known as Medicare. Medicare is broken down into four distinct parts, A, B, C, D. Each of the four segments of Medicare deal with different programs designed to meet the needs of the retiree population. A summary will be given for each of them below. Benistar Administration Services specifically deals with parts A, B & D within the scope of consultation and administration of group supplemental coverages throughout the United States. *Medicare can also cover some pre-65 disabled individuals, most commonly patients with end…

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